Users' Journey is always about

having users engaged.

How could we equip women to take the

right consumption decisions?

Should we make quota

mandatory or not?

Education is essential for empowering women to make their own decisions about their financial future.

How is technology creating more opportunities for investors to get access to wealth management products?

To achieve the overall tokenization of the financial market, cash settlements needs to be happened.

COVID- 19 has catalyzed

a conversation.

Reasons for understanding

personalization comes from liabilities, not assets.

The pandemic is driving new research

and new development

in the contactless space.

Insurance, is never bought, it's always sold.

The liability model is an opportunity, but banks still have the duty of care to customers and the prudence of the financial market.

There is a rapid growth for HK regulatory regime to expand into general conduct control.